Where we treat you like FAMILY !
Your friendly and local Mortgage Brokers, putting your FAMILY FIRST!
ABOUT OUR COMPANY
Why Should You Choose Us?
Established in 1995.
Tem Barrett had been in banking for 25 years and found there was a lack of fixed rate long term mortgages. From there he opened Barrett Mortgage, Inc. in 1995 to provide more resources to the local community and the state of Oklahoma.
In 2022, Tem and Cat Terry began to collaborate together in an effort to bring Barrett Mortgage to the next generation. In August of 2024, Cat became the branch manager, and has continued Tem's legacy of simplifying the loan process with efficiency and care, treating every client like family and building relationships that last a lifetime!
Genuine Care: We build relationships based on authenticity and personalized service.
Responsiveness: We prioritize timely communication and swift action for your loan needs.
Openness: We ensure transparency in every step of the mortgage loan process.
Openness: We ensure transparency in every step of the mortgage loan process.
43
YEARS OF COMBINED EXPERIENCE
217
HOMES PURCHASED IN PAST 3 YRS
299
CUSTOMERS SERVED IN PAST 3 YRS
WHAT WE OFFER
Buy, Refinance and invest with confidence!
Your friendly and local Mortgage Brokers, putting your FAMILY FIRST!
Apply For a Loan
Ready to take the first step toward your dream home? Whether you're a first-time homebuyer or looking for your forever home, click "Apply for a Loan" to start your secure and easy application process today!
Get a Loan Quote
Curious about your loan options? Click "Get a Quote" for a quick and easy estimate tailored to your needs!
Refinancing Your Home
Looking to lower your monthly payments or shorten your loan term? Our refinancing options can help you achieve your financial goals with ease. Click "Refinance Now" to explore the benefits and start your journey to better mortgage terms today!
Government Loans
Government mortgages are home loans insured or guaranteed by federal agencies, such as the FHA, VA, or USDA, to help make homeownership more accessible and affordable.
Federal Housing Administration - FHA Loans
USDA Loans
VA Loans
Freddie Mac Home Possible Loans
Fannie Mae Home Ready Loans
Down Payment Assistance
Down Payment Assistance (DPA) programs help homebuyers by offering extra funds from a third party, making it easier to cover initial costs and achieve homeownership.
OHFA - Oklahoma Housing Finance Agency
Chickasaw Nation Citizens
Absentee-Shawnee Tribe
Success Mortgage DPA
Non-QM Loans
Non-QM (non-qualified mortgage) loans are flexible home loans that don't meet the strict criteria set by the CFPB for qualified mortgages, making them suitable for borrowers with unique financial situations
Debt Service Coverage Ratio - DSCR Loans
Bank Statement Loans
Fix - N - Flip Loans
Jumbo Loans
Tem Barrett is a seasoned mortgage loan officer and the founder of Barrett Financial Services, which he established over 30 years ago.
With a wealth of experience and a commitment to excellence, Tem has helped hundreds of families achieve their dream of homeownership.
As a respected ambassador for the Ardmore Chamber of Commerce for several years, he has played a vital role in promoting the community’s growth and development.
"Guiding You Home with Expertise and Care."
Cat Terry brings over a decade of expertise as a mortgage lender to her new role as Branch Manager at Barrett Mortgage Group.
Licensed in both Oklahoma and Texas, she combines her regional expertise with a deep understanding of the mortgage industry to provide top-notch service.
Cat's commitment to excellence and customer satisfaction makes her an invaluable asset to the Barrett Mortgage Group.
"Cat Terry: Your Trusted Mortgage Expert in Oklahoma and Texas."
With over 25 years of dedicated service in law enforcement, John Terry brings a wealth of experience and a strong commitment to community service to his role as a mortgage lender.
Despite facing significant challenges, including recovering from multiple back surgeries and battling alcoholism, JT found new purpose in guiding others through the Homes for Heroes program, leveraging his law enforcement background to assist fellow heroes in their homeownership journey.
Brittany Tate is an emerging talent in the mortgage lending industry, bringing a robust background in sales.
As a proud Native American, Brittany combines her cultural heritage with a strong work ethic, dedicating herself to providing exceptional service to her clients.
A devoted wife and mother, Brittany is deeply family-oriented and understands the importance of finding the perfect home for families.
"Building Dreams, One Home at a Time."
"Where we treat you like Family!"
People Are Saying
Homeowner
Outstanding!
Outstanding from the first contact. Miss Kat.She is a beautiful person. Understanding that I was doing all this from out of state. She has given me the ultimate support through the whole process. Always keeping me updated as soon as possible. Anyone needing their type of services should look no further than Kat and her team. Makes you feel like family. Honored to meet people that are not only professionals, but show a genuine caring attitude to the people they help. Have told all my family and friends who may be looking to move to Oklahoma to contact them first.
Caroline Cluiss
Homeowner
So Thankful!
I am so thankful that my husband and I worked with Cat to get our mortgage for our new home. She is extremely kind, very patient with all of our questions, and she really broke down the mortgage and home buying process in a way that made sense. We felt confident in all of our decisions. I would absolutely use her again and recommend her to anyone looking to buy a home- especially if one of you is self employed! You will want her expertise.
Homeowner
Amazing Experience
Cat is super knowledgeable and can answer any question you ask very quickly and precisely. She took a lot of stress off of my shoulders with her help. I would recommend Cat as a loan officer for anyone!
Office: 128 D St. NW, Ardmore, OK 73401
Call 580-226-4282
Email:[email protected]
Site: www.barrettmortgagegroup
.com